You found your dream home, now make it reality.
Charlottesville Settlement Company is with you every step of the way!

For many people, buying a home is probably the largest and most complicated financial transaction in which they will ever be involved, and the most important. The process of purchasing a home or property is complex, with many important steps to be made along the way.
There are many things to consider, and many decisions to be made.

But choosing a settlement company to work with is easy. That’s where we come in.

We’ll take you through the process and work with you every step of the way. By working together, we can ensure a successful walk through the front door into your new home.

Our Staff

With our many years of experience in the field, we can provide not only the expertise to ensure that the process is a smooth one, but also peace of mind that your settlement will be a happy transition into your new home. We want your experience to be as flawless as possible, and we work hard to make that happen.

Settlement Process

A “closing,” also called a “settlement,” is when property ownership is transferred from one party to another. The actual process can take 30 to 60 days, after which a closing date is set to sign contracts and literally hands the keys from the seller to the buyer."

Loan Process

Mortgages come in many variations, with a number of different options, so you should consult a lending professional to help you choose the right loan for your personal circumstances. Here is a quick overview of two common types of mortgage loans...

What is Title

The title to your property is your legal proof of ownership. It’s very important that you have title, and title insurance protects you in the event there is a problem with the seller’s title.